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E-commerce Calculators

PayPal Fee Calculator

Work out what PayPal takes from a business payment and what lands in your account, or the amount to ask for so you receive exactly what you need. Rates are pre-filled from PayPal’s US merchant fees page; change them to match your country or account.

I want to find
$

The payment you receive, or the amount you want to end up with.

%
$

PayPal’s fixed fee depends on the currency you receive. Enter 0 if none applies.

You receive$96.02
PayPal fee
$3.98
Total cost of being paid
$3.98
Step-by-step working
  1. PayPal fee = $100.00 × 3.49% + $0.49 = $3.98
  2. You receive = $100.00 − $3.98 = $96.02

Pre-filled rates are from PayPal merchant fees (US), checked on 27 October 2026. Fees vary by category, country, plan and over time, so enter your own rates if they differ. Results are estimates. The conversion spread is built into PayPal’s exchange rate, so its cost here is an estimate. Fixed fees are in US dollars; other currencies have their own fixed fee.

How to use the PayPal Fee Calculator

  1. Choose whether you know the payment amount or the amount you want to receive.
  2. Pick the payment type; the rate and fixed fee fill in automatically.
  3. Tick international or currency conversion if they apply, then press Calculate.

Formula

PayPal fee = payment × (rate + international fee) + fixed fee

You receive = payment − PayPal fee − currency conversion cost

Amount to ask for = (amount you want ÷ (1 − conversion spread) + fixed fee) ÷ (1 − rate − international fee)

Examples

  • $100 through PayPal Checkout at 3.49% + $0.49: fee $3.98, you receive $96.02.
  • To receive $100: ask for (100 + 0.49) ÷ 0.9651 ≈ $104.12.
  • $100 from a buyer abroad adds 1.50%: fee $5.48, you receive $94.52.

Frequently asked questions

How much does PayPal take from $100?

With PayPal’s published US rate for PayPal Checkout (3.49% + $0.49), the fee on a $100 domestic payment is $3.98, so you receive $96.02. Other payment types and countries have different rates.

Are personal payments to friends and family charged?

This calculator covers business (commercial) payments. Personal transfers have separate fees that depend on how they are funded and where they are sent; check PayPal’s consumer fees page.

Why is the fixed fee different in my country?

PayPal sets the fixed fee by the currency you receive, for example a different amount for GBP, EUR or INR. Choose “My own rates” and enter the values from your PayPal fee page.

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